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Asset Finance Online, Australia's Asset Finance Specialists
Asset finance resources and guides

Resources

RESOURCES& GUIDES

Straight-talking guides on how commercial asset finance works, what lenders assess and how to prepare a strong application.

  • Fast Decisions
  • Access to 40+ Lenders
  • Simple Application
  • No Obligation & No Impact to Your Credit Score

FAQ

Common questions.

How much can I finance?

From $20,000 up to $500,000 and beyond, depending on your business profile, trading history and the asset type. Larger facilities available on request.

Do you help new ABNs?

Yes. While many lenders prefer 3+ months of ABN history, we work with lenders who fund newer businesses. Complete the form and we'll match you to the right lender.

What documents do I need?

Low-doc scenarios often only need your ABN, GST registration and 3 months of bank statements. Larger deals may require BAS, tax returns or financial statements, but we'll only ask for what your lender actually needs.

How fast can I be funded?

Many clients receive same-day or next-day approval. Once approved, funds are typically released to the supplier within 24 hours of documents being signed.

Will this affect my credit score?

No. Our initial eligibility check has zero impact on your credit score. A credit enquiry only occurs when you formally proceed with a chosen lender.

Can I finance a private-sale asset?

Yes, we work with lenders who fund dealer sales, private sales and auction purchases. Different lenders have different rules, and we'll match you accordingly.

Do you refinance existing assets?

Yes. Refinancing existing commercial assets to release equity or improve cashflow is common, just select "refinancing" on the form.

Are you a lender?

No, we're a finance introducer. We shop your scenario across 40+ commercial lenders to find the best fit for your business. You deal with one team, not many.

Ready to get funded?

Under 2 minutes. No credit check. Same-day approvals possible.

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