About Us
Commercial finance,
done properly.
Asset Finance Online exists for one reason: to get Australian business owners funded on the right asset, at the right rate, without the runaround.
Australian business owners deserve a finance experience that respects their time. Not a lender-by-lender scavenger hunt. Not a broker who disappears after signing you up. Not fine print that surprises you at settlement.
That's what Asset Finance Online is built for.
One application. Forty-plus lenders.
Complete our two-minute application once and we'll match your scenario across our full commercial lender panel, banks, specialist funders and lenders who work with newer ABNs, low-doc scenarios and previous credit issues. You deal with one team; we deal with the lenders.
Australian, commercial-only, transparent.
We don't do consumer loans. We don't do personal loans. We finance the vehicles, equipment and machinery that keep Australian businesses running, and nothing else. That's how we stay good at what we do.
The finance team behind Asset Finance Online.
Enquiries submitted through Asset Finance Online are serviced by an experienced Australian commercial finance team with a 96% first-time approval rate and a 5-star Google reputation built over years of putting clients first.
Reviews From Clients We've Helped
Trusted by Australian businesses.
"I had the pleasure of working with James for financing business equipment. Knowledgeable, professional and truly understood my needs. His responsiveness and dedication made the entire process seamless and stress-free."
"Amazing to deal with. Efficient, knowledgeable and made the entire car finance process stress-free. We were approved within a day, which was way faster than we expected with a great outcome. Highly recommend."
"Andy is amazing at what he does. He helped me get the loan I required for my car so easily and quickly. Easy to communicate with and kept me updated every step. 100% recommend if you want a simple and easy stress-free process."
"Andy helped me with my latest vehicle purchase. Went above and beyond sorting every last detail. Even when I was dealing with a poorly run dealership, Andy was in my corner fighting for me. Best person I've dealt with in any form of finance."
"Andy was a pleasure to work with and kept us updated at all times. Highly recommend."
"Matty was professional, knowledgeable and incredibly easy to deal with. He kept me updated every step of the way and made the whole process smooth and stress-free. Genuinely felt like he had my best interests at heart."
"Worked with Andy Ruyl from Rivercity Finance to secure a car loan. Professional, friendly and always approachable. His knowledge and expertise made the whole process smooth and stress-free. Highly recommend."
"Great business to work with. Process made extremely easy with regular contact and a no-pressure approach. Worked with me to get the car I wanted and all the options I wanted. Will be first contact on future finance."
"Andy is an absolute legend, helped me get my dream car with no stress or problems. Super easy to chat to. 10/10 in my book. Absolutely recommending him to friends and family."
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"Was an absolute pleasure dealing with Andy in the purchase of a 2020 Raptor. I had quite a complex situation and Andy was able to be the go-between with myself and the dealer to successfully secure my dream car. Would absolutely recommend."
"Andy has 5 star reviews because Andy is amazing. From the first phone call to the last text message, it has been an extraordinary experience in the most positive way. Quick, easy and hassle-free. Attention to detail, warm, engaging, friendly. Will recommend him to everyone."
"Excellent service in comparison to multiple other brokers I spoke to. The process was smooth and easy and I would highly recommend Andy and the team."
"We had an incredible experience with Andy, very genuine guy. Helped us with a smooth process for a new business vehicle. His communication was excellent, keeping us informed every step of the way. He's an expert in his field. Worked out a great deal for us."
"Andy, top bloke. Finance for a work vehicle made not just easy but enjoyable. Was able to have a laugh and general chat whilst staying professional. Never felt like a number, more a friend. 100% any future finance will be heading to Rivercity Finance."
"I had such a great experience with Andy guiding me and talking me through all of the details of my car loan. He got me the best deal, followed up with the car dealer and the communication was on point all along."
"Had begun finance elsewhere until I came across Rivercity Finance. Andy immediately knew he could get our business a better deal which saved us thousands. Fast, quick response. Excellent communication. Will definitely be return customers."
"Came across this company through Google and the next morning after a 3 minute chat Andy had got me a better rate than I could find after a lengthy search. Kept me in the loop through every stage. Top job mate."
"If I could give James 10 stars I would. Best broker I have ever dealt with. Solid effort and painless as possible. Right onto things, doesn't stuff you around and always returns your calls."
Under 2 minutes, no credit check, no obligation.
Quick Eligibility Check
Let's find the right finance for your business.
Takes under 2 minutes. No credit check. Won't affect your credit score.